OUR SPECIALTY:
NORTHERN CALIFORNIA MULTIFAMILY
PURCHASE + REHAB PRIVATE LOANS
For those investors focused on Multifamily property in Northern California, SFS will partner with you to finance your acquisitions and fund your capital improvement budgets. There are countless under-maintained and under-managed properties in the Bay Area that represent excellent value add investments. Conventional Lenders won't finance properties with 50% or more vacant units or rental units that are 50% of market. WE WILL. SFS will finance those acquisitions up to 75% of purchase price* AND provide additional funds for capital improvements of up to 80% of Total Cost**.
STEP 1:
Identify your target Property!
Submit a Loan Request to obtain an Indicative Quote. We can provide feedback within 24 hrs.
STEP 2:
Get in Contract!
SFS can finance up to 75% of your Purchase Price* and close in days.
STEP 3:
Create your CapEx Budget!
Submit to SFS for review. We can finance up to 80% of your Total Cost**
$2,720,000
22-Unit Multifamily Purchase
70% LTV
6-month term
February 2025
$1,750,000
9-Unit Multifamily Purchase
70% LTV
6-month term
October 2024
$1,300,000
24 Unit Multifamily Cash-out Refinance
65% CLTV
6-month term
December 2023
$1,400,000 (Purchase 1st)
$500,000 (Rehab 2nd)
6-Unit Multifamily Purchase and Rehab
70% LTC
12-month term
September 2023
$2,400,000
19 Condo Units Cash-out Refinance
54% LTV
12-month term
August 2023
$1,500,000
6-Unit Multifamily Purchase
65% LTV
6-month term
December 2022
$1,800,000 (Purchase 1st)
$450,000 (Rehab 2nd)
10-Unit Multifamily Purchase and Rehab
70% LTC
12-month term
September 2022
$950,000 (Purchase 1st)
$1,000,000 (Rehab 2nd)
5-Unit Multifamily Purchase and Rehab
75% LTC
12-month term
May 2022
$1,100,000 (Refinance 1st)
$400,000 (Rehab 2nd)
5-unit Multifamily Refinance and Rehab
75% LTC
12-month term
January 2022
$1,750,000 (Purchase 1st)
$225,000 (Rehab 2nd)
16-Unit Multifamily Purchase and Rehab
75% LTC
12-month term
December 2021
$800,000 (Purchase 1st)
$200,000 (Rehab 2nd)
7-Unit Multifamily Purchase and Rehab
65% LTC
18-month term
June 2021
$1,375,000
6-unit Multifamily Refinance (TIC Development)
65% LTV
12-month Term
June 2021
$1,100,000 (Purchase 1st)
$150,000 (Rehab 2nd)
6-Unit Multifamily Purchase and Rehab
75% LTC
12-month term
May 2021
$4,400,000
10-unit Multifamily Refinance
60% LTV
12-month Term
May 2021
$350,000
10-unit Multifamily Purchase
15% LTV (Irrevocable Trust Borrower)
6-month term
January 2021
$840,000 (Purchase 1st)
$265,000 (Rehab 2nd)
5-Unit Multifamily Purchase and Rehab
75% LTC
12-month term
December 2020
$1,575,000 (Purchase 1st)
$500,000 (Rehab 2nd)
5-Unit Multifamily Purchase and Rehab
75% LTC
12-month term
January 2020
$2,590,000 (Purchase 1st)
$1,000,000 (Rehab 2nd)
6-Unit Multifamily Purchase + Rehab (TIC Development)
70% LTV
12-month term
September 2019
* Purchase Price OR Appraised Value, whichever the lesser. Appraisal required on case-by-case basis.
** Total Cost = Purchase Price + CapEx Budget (including soft costs, excluding interest, points, taxes, insurance)